As a treaty underwriter, Niraj evaluates and prices risk portfolios that insurers and reinsurers seek to transfer, negotiating treaty terms and coverage limits that balance profitability with competitiveness. He has specialised expertise in underwriting commercial risks globally, including property, engineering, political violence, terrorism, and specialty exposures. As part of his role at Specialty MGA, he monitors existing treaties for performance, manages relationships with ceding companies and brokers, ensures proper documentation and compliance, and stays current on market trends and catastrophe modelling.
He has successfully cultivated strategic relationships with leading global brokers such as Aon, Marsh, Guy Capenter, Gallagher, Willis Towers Watson, Lockton and UIB, delivering comprehensive risk solutions across property, motor, liability, and health lines for major cedants.
Niraj has 10+ years of industry experience, with extensive international exposure through Allianz Group operations in India.
Niraj holds a Master’s in Insurance and Risk Management from Bayes Business School, London (formerly Cass Business School), along with an Associate degree conferred by the Insurance Institute of India and is currently working towards ACII qualifications.